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When do CC reward vouchers get credited to your account?

Posted:
28 Jul 2025, 10:29
by EstelleB
Please can someone clarify for me when the CC reward voucher is credited to your FC account - is it on the anniversary of your card, or as soon as you hit the £10k spend (CC+)?
I thought it was on the anniversary as this is when the voucher hit last year, but according to Virgin Money, it is as soon as you hit the £10k.
The reason for the query is that I thought that I was missing a voucher, based on the fact that the one given to me last year was shortly after my anniversary date, and on the FC website is dated before I actually hit the £10k. When I callled they said that that voucher was triggered by the £10k spend and that the date showing on the FC website is wrong (they had a date of issue which was 2 weeks later). When looking back at my statements, if it was 2 weeks later then I had actually spent it (don't ask!)
Please can anyone shed any light on this? Cheers
Re: When do CC reward vouchers get credited to your account?

Posted:
28 Jul 2025, 12:18
by mitchja
Mine was a few weeks after I hit my spend target.
Re: When do CC reward vouchers get credited to your account?

Posted:
28 Jul 2025, 20:51
by nickellis13
The one I earned in October didn’t appear for a week or so (email notification) after I breached the 10k spend. But I knew I’d earned it and was able to use it on a booking three working days after the earn date by calling up flying club.
Re: When do CC reward vouchers get credited to your account?

Posted:
01 Aug 2025, 15:11
by EstelleB
Thanks folks
It seems that the date showing on the FC is wrong and the one that VM gave me is correct then - still a nuisance as even if the voucher earned last year had the correct date on it still expires before I can use it. Having said that the next one should arrive fairly soon!
Re: When do CC reward vouchers get credited to your account?

Posted:
01 Aug 2025, 20:35
by nickellis13
I wish they’d do something about the yearly spend. I could have earned three vouchers in my 365 day cycle. But obviously only get the one.
Would be nice if you could earn maybe one additional voucher by getting to a second limit. Like £10k for the first and £25k for the second. I’d got voucher within 3 months of my anniversary.
Re: When do CC reward vouchers get credited to your account?

Posted:
03 Aug 2025, 10:55
by EstelleB
I agree, this would be a great benefit to having the card.
Technically you can get 2 vouchers by having both cards - you would lose about 15k points by spending the £20k on the free card versus the paid for one (if my maths has worked) but it is probably worth it as the voucher is worth much more, especially now.
I don't currently have both cards but I am considering it!
Re: When do CC reward vouchers get credited to your account?

Posted:
03 Aug 2025, 13:19
by nickellis13
Or maybe allow you to earn a second voucher via the additional cardholder. I have an additional card that my wife has. If she had her own 10k spend for a voucher that would be a great benefit for the Reward+ card.
Re: When do CC reward vouchers get credited to your account?

Posted:
04 Aug 2025, 13:11
by Lukecouchman
nickellis13 wrote:Or maybe allow you to earn a second voucher via the additional cardholder. I have an additional card that my wife has. If she had her own 10k spend for a voucher that would be a great benefit for the Reward+ card.
Out of interest, why doesn’t your wife apply for her own card? Me and my wife have a card each, and we use one card until we hit the voucher, then start using the other one to obtain 2 vouchers per year. We also made sure that the 2nd card anniversary is halfway through the anniversary of the first
Re: When do CC reward vouchers get credited to your account?

Posted:
04 Aug 2025, 20:01
by nickellis13
Yeah that’s the next step. But I baulk at having to pay the annual fee twice. Could just be an additional perk.