V-Flyer

Rang MBNA to day to try and negotiate a reduction in the annual fee. I tried my hardest but no joy! Worth a go.

I did at least manage to get the APR reduced to 7.9% though.

I'm sick of hearing that spiel from MBNA about how more retailers are signing up to Amex..yeah, course they are! grr!

Well, a 7.9% APR credit card is pretty good anyway. Was worth a try!