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Amex and travel insurance

PostPosted: 08 Feb 2005, 22:36
by David
Can anyone tell me (in the simple terms ;)) do you get travel insurance with an Amex plat charge card, or does it only apply if you use the card to pay for your flights etc.

many thanks

David

PostPosted: 10 Feb 2005, 15:23
by jaguarpig
Comp travel insurance for all card holders on the plat account, you do not need to pay by the card to be covered.

PostPosted: 10 Feb 2005, 17:02
by David
Excellent, thanks very much.

regards

David

PostPosted: 10 Feb 2005, 19:54
by Nottingham Nick
I am glad you answered that, Chris, 'cos I was always under the impression travel had to be booked through Amex.

[:I]

Nick

PostPosted: 10 Feb 2005, 20:04
by Decker
As a rule booking on the Amex allows "extra benefits" to kick in such as the enhanced flight delay cover.

PostPosted: 11 Feb 2005, 08:35
by BlackCat
quote:Originally posted by Decker
As a rule booking on the Amex allows "extra benefits" to kick in such as the enhanced flight delay cover.

Yep... this can actually make a big difference in terms of cover when flights are delayed (hundreds of pounds) so if you can it is always worth using the Amex plastic to book.

BC

PostPosted: 11 Feb 2005, 09:28
by David
As an add-on, would you get the full benefits if paying for a reward ticket. ie you only pay the tax via your amex ?

(Or are we delving into the murky world of insurance policys ;))

regards

David

PostPosted: 11 Feb 2005, 12:54
by Decker
Welcome to small print - I suggest checking your own policy docs BUT for Centurion...

To get the EXTRA benefits the travel must be paid for on the Amex AND be a paid for ticket. So travelling on points would not get the extra stuff BUT regardless of how paid or what card normal insurance benefits apply.

PostPosted: 29 Nov 2005, 21:15
by GatorBaiter
Can I just clarify...to get all the travel benefits, do you need to book/pay deposit/pay the balance on the AMEX? We have a £3.5K trip with VH booked and would obviously like the miles (despite the 2.5% credit charge from VH) but are not sure it's worth it for the miles and also if you don't get the benefits.

I guess I am asking whether you have to pay for any or all of the above to get the benefits? We have a platinum card, if that makes any difference. [?]

Cheers,
Jacq