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#129343 by Tim
26 Jul 2006, 22:41
you are able to earn more as an end consumer. It simply would not be possible for you to get the points earning ratio on the MasterCard platform. So you have to balance things out to be fair:


ISTBC but as a white card holder, after the offer period, surely the earning rate is the same as the VS Mastercard i.e. one mile/point per one pound spent. Therefore as I can't use AMEX at all of my normal retailers then I will end up with less miles on the new card as compared to the present Mastercard.
#129351 by xenole
26 Jul 2006, 23:46
I generally get most of my shopping at Sainsbury and also fill the car up there, and luckily they accept the card from what I've read here.
Had a look at a number of online PC bits retailers and only saw one out of half a dozen that accepts Amex.

Sure I will find some use for it. Got a holiday coming up and use it to book flights etc and very handy when I'm in the US next.

Where's that list of retailers that someone drew up anyway? Had a look through some threads but can't find it.
#129373 by djuluvmee
27 Jul 2006, 08:04
Sorry don't know how to make to the link shorter, but it should work.

Money saving tips site

{Mod Note: I have editted the link for you so it is a little shorter. Hope this helps. If you (djeluvmee) edit this post you will see the format I have used. Alternatively there are Full instructions in the FAQs. ATB, Sailor}
#129412 by xenole
27 Jul 2006, 13:15
Just tried using my Amex card online with a US company that accepts Amex and keep getting told that the 15 digit card number is the wrong string length........assuming then that the card number should be longer?
#129415 by Neil
27 Jul 2006, 13:23
Card numbers should be 16 digits long, not 15!! 4 blocks of 4 numbers is the norm on any kind of card.

Neil:)
#129420 by MarkJ
27 Jul 2006, 13:45
Originally posted by Attitude23
Card numbers should be 16 digits long, not 15!! 4 blocks of 4 numbers is the norm on any kind of card.

Neil:)


Not AMEX - they are 15!!!
#129423 by Neil
27 Jul 2006, 13:52
Really........have got a blue card at home and have never noticed its only a 15 digit number, im totally shocked, will be checking that tonight!

If thats the case then sorry for my pointless post[:I]

Neil:)
#129425 by MarkJ
27 Jul 2006, 13:56
Originally posted by Attitude23
Really........have got a blue card at home and have never noticed its only a 15 digit number, im totally shocked, will be checking that tonight!

If thats the case then sorry for my pointless post[:I]

Neil:)


Its OK - I used to think the same until a good friend pointed it out!!![y]
#129437 by locutus
27 Jul 2006, 16:38
I remember when Barclaycard tried using 13 digit numbers (a 4 3 3 3 combination) but it seemed to confuse everyone, and I've not seen them in ages. [?]
#129453 by Treelo
27 Jul 2006, 19:13
Originally posted by MarkJ
Not AMEX - they are 15!!!


Any reason why AMEX are different?
#129462 by catsilversword
27 Jul 2006, 20:28
Originally posted by Treelo
Originally posted by MarkJ
Not AMEX - they are 15!!!


Any reason why AMEX are different?


To be awkward, maybe, and annoy its clients???[:I]
#129464 by Neil
27 Jul 2006, 20:35
Originally posted by MarkJ
Originally posted by Attitude23
Really........have got a blue card at home and have never noticed its only a 15 digit number, im totally shocked, will be checking that tonight!

If thats the case then sorry for my pointless post[:I]

Neil:)


Its OK - I used to think the same until a good friend pointed it out!!![y]


Well its true, Im now back home looking at my Blue Card and AMEX is only 15 digits long, I can't believe it, Im normally so observant, age must be starting to effect me[:0]

Neil:)
#129465 by preiffer
27 Jul 2006, 20:37
If you want to go one further - check out your switch/maestro card. Many of those are 18 digits [:w]
#129467 by Neil
27 Jul 2006, 20:44
Originally posted by preiffer
If you want to go one further - check out your switch/maestro card. Many of those are 18 digits [:w]


Is this because they are running out of 16 digit combinations?? (or am I just been stupid as usual?[:I])

Neil
#129468 by preiffer
27 Jul 2006, 20:50
It's how it's made up (depending on your bank)

All cards have a 4 digit "type" identifier (the first 4 digits, made up of a 2 + 2) ie: 49xx for a type of Visa, 54xx for some Mastercards, 67xx for some switch cards.

THEN on a switch card for a bank, it's the 6 sort-code digits, followed by (typically) an 8 digit account number.

= 18 digits
#129469 by Neil
27 Jul 2006, 21:07
thanks Preiffer[y] - Its quite a complex/interesting system then, which does kind of make sense, much more than my random throwing together of numbers theory[:I]

Neil:)
#129470 by preiffer
27 Jul 2006, 21:11
That's actually a simplified version of it all, too. There's a whole load more info on it if you want to sleep well...
#129479 by DragonLady
28 Jul 2006, 00:05
Just a question but if you activate the new card Amex how long will the old MC card continue to work for before it is declined ?(I know it tells you to destroy old MC card but Mr DL hasn't and just as well as favourite restaurant has tonight said no to Vs Amex )and he keeps proffering the old bit of plastic which keeps being accepted...
Are we likely to be arrested and locked up before the RBS???
#129481 by xenole
28 Jul 2006, 00:15
Did buy something online today and for the 3 number CVV bit, entered the 3 digits on the back of the card just like with Visa/Mastercard......got as phone call a few minutes later saying I should have used the 4 digit code that's on the top right of my card.
#129482 by preiffer
28 Jul 2006, 00:19
Yes, on an Amex - the CV2 code is the 4 digits printed above the embossed card number on the front of the card.
#129485 by David_Doyle
28 Jul 2006, 00:32
Originally posted by DragonLady
Just a question but if you activate the new card Amex how long will the old MC card continue to work for before it is declined ?(I know it tells you to destroy old MC card but Mr DL hasn't and just as well as favourite restaurant has tonight said no to Vs Amex )and he keeps proffering the old bit of plastic which keeps being accepted...
Are we likely to be arrested and locked up before the RBS???


As per several other postings in this thread detailing the Q&A section of the Virgin Money credit card website.....

White card : http://uk.virginmoney.com/white-card/questions.html
Black card : http://uk.virginmoney.com/black-card/questions.html

"We recommend you cut up your old card as soon as you have activated your new one. Don't worry though, your old card will remain active for 90 days after you upgrade to your new Virgin Atlantic Black Card."

or

"We recommend you cut up your old card as soon as you have activated your new one. Don't worry though, your old card will remain active for 90 days after you upgrade to your new Virgin Atlantic White Card."

David.
#129491 by catsilversword
28 Jul 2006, 06:39
Originally posted by preiffer
Yes, on an Amex - the CV2 code is the 4 digits printed above the embossed card number on the front of the card.


(Rushes off to check card - oh yeah!) Er, so what's the extra 3 digits on the back for then? I was asked for those and the transaction went through with the 3....
#129492 by catsilversword
28 Jul 2006, 06:41
Or maybe that changes it from a 15 digit number to a 16 one plus 3 extra numbers? Totally lost the plot now....[:#]
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