Thank you everyone (diolch, Daffodil).
Jacki, how I would gladly trade miles for years. Sadly it doesn't work like that

)

).
I thought older age was supposed to bring some benefits like cheaper car insurance? Nope v( v( Mine has just rocketed by 20% on last year's premium!! I've had no claims (for 20 odd years), no speeding convictions since 1981 (eek :0 - I was 17 LOL ) and I don't drive a hugely high insurance rated vehicle.
Grrrrrrr.
Right I'm off out to paint the town red whilst I still can (and can remember my PIN number

).
DL