i am with John Lewis (Greenbee as was) and mine says:
1. the failure of other public transport or
2. an accident to or breakdown of the vehicle
you are travelling in or
3. an accident or breakdown occurring ahead
of you on a public road which causes an
unexpected delay to the vehicle you are
travelling in or
4. strike, industrial action or adverse
weather conditions.
(Looking at their website, there are two policy wordings, the other of which does not cover this, so do check which applies to you at the quote stage.)
From personal experience, I have unfortunately had to make several claims with John lewis and every time they have paid up without issue - including one claim made over a year after the event (long story). They've paid out about three thousand pounds back to me in all, without quibble.
I hate to say it, but you get what you pay for. JL costs me abut 100 quid a year for an annual policy; I could get a policy for 20 quid, but somehow I doubt I'd have had the same easy claim process with them.
One thought is that most policies which do cover this seem to need a report from the police or some such attesting to the issue; I do wonder how easy this would be to get. I remember a colleague of mine having his hand luggage rifled through just before he got on the plane; because he didn't report it to the police while in the departure lounge, and get a crime reference number within 12 hours, he wasn't covered (Insure and Go, I think it was). The worst thing, on reading the policy, was that he had to have a crime number even if he just mislaid his luggage - so the entire lost luggage cover was frankly worthless as the police would never oblige!
Drew
1. the failure of other public transport or
2. an accident to or breakdown of the vehicle
you are travelling in or
3. an accident or breakdown occurring ahead
of you on a public road which causes an
unexpected delay to the vehicle you are
travelling in or
4. strike, industrial action or adverse
weather conditions.
(Looking at their website, there are two policy wordings, the other of which does not cover this, so do check which applies to you at the quote stage.)
From personal experience, I have unfortunately had to make several claims with John lewis and every time they have paid up without issue - including one claim made over a year after the event (long story). They've paid out about three thousand pounds back to me in all, without quibble.
I hate to say it, but you get what you pay for. JL costs me abut 100 quid a year for an annual policy; I could get a policy for 20 quid, but somehow I doubt I'd have had the same easy claim process with them.
One thought is that most policies which do cover this seem to need a report from the police or some such attesting to the issue; I do wonder how easy this would be to get. I remember a colleague of mine having his hand luggage rifled through just before he got on the plane; because he didn't report it to the police while in the departure lounge, and get a crime reference number within 12 hours, he wasn't covered (Insure and Go, I think it was). The worst thing, on reading the policy, was that he had to have a crime number even if he just mislaid his luggage - so the entire lost luggage cover was frankly worthless as the police would never oblige!
Drew
